Why choose MyHEALTH as your health insurance plan in Hong Kong?
MyHEALTH Hong Kong offers a flexible health insurance solution that covers the costs of private hospitals and clinics in Hong Kong as well as internationally. Whether you’re looking for a top-up plan to cover the hospital bills your local hong kong health insurance won’t, or are looking for more complete coverage that you can take with you when leaving Hong Kong, you can build your plan to meet your needs.
Our MyHEALTH plans are designed to be modular, allowing you to add outpatient, maternity and dental/optical modules to your hospital and surgery cover. For each module, you can select one of three levels: Essential, Extensive and Elite. While Essential levels will cover you in the event of most illnesses and injuries, while higher levels like Extensive and Elite will cover increasingly wider varieties of benefits from major illnesses to daily expenses. For more information, you can see our benefits schedule.
MyHEALTH is a locally admitted international health insurance plan in Hong Kong, which means that both expats and local Hong Kong people alike can purchase the plan, provided they are 65 years old or under when applying. Additionally, if you have an international health insurance plan and want to change insurers, we can offer Continuous Personal Medical Exclusions (CPME), meaning you can maintain your level of protection when switching plans. No new medical questionnaire and no new pre-existing conditions to worry about.
All prices listed are in US dollars (USD).
If you want to speak with one of our expert advisors about finding a suitable health insurance solution for you, you can either call us at +852 2978 3917, send an email to advisors.asia@april.com or click on the button below to personalise your plan online.
Essential |
Extensive |
Elite |
|
---|---|---|---|
Hospital and surgery
|
$1,500,000 |
$2,500,000 |
$4,500,000 |
Outpatient - optional benefit
|
|
|
|
Maternity - optional benefit
|
$5,000 per pregnancy |
$10,000 per pregnancy |
$15,000 per pregnancy |
Dental and optical - optional benefit
|
|
|
|
24/7 evacuation, repatriation and assistance services
|
Included |
Included |
Included |
GET A QUOTE | GET A QUOTE | GET A QUOTE |
Options to help you reduce your premium
To help you save money on your premiums, MyHEALTH Hong Kong comes with 4 deductible options you can take:
- Nil
- US$1,500
- US$3,000
- US$5,000
- US$10,000
The deductible applies to the benefits covered under your hospitalisation & surgery coverage, so even if you're looking for an inpatient only plan, you can still take advantage of these cost-saving measures. This makes MyHEALTH Hong Kong ideal for use as a top up health insurance plan, such as for one provided by your employer, as any eligible benefit paid for by your primary plan would count towards your deductible.
MyHEALTH Hong Kong also offers premium saving measures if you would like to include outpatient coverage in your plan, by adding a 20% co-insurance. However, this will impact your ability to make full use our direct billing network.
- Nil co-insurance: you will be able to access participating medical providers for covered services, cash-free, throughout our Asia-wide direct billing network.
- 20% co-insurance: you will still be able to use direct billing within our panel network, additionally when using these providers the 20% co-insurance will be waived.
If you choose this savings option for your plan, the 20% co-insurance will only apply to benefits that fall under your outpatient module.
Another novel way to save money on your plan is to take the Specified Inpatient Provider option, which offers a substantial reduction in your premium in exchange for being covered at a wide variety of private and public hospitals in Hong Kong & Singapore.
APRIL Hong Kong
9th Floor, Chinachem Hollywood Centre, 1-13 Hollywood Road, Central
MyHEALTH is underwritten by Liberty International Insurance Ltd. Arranged and administered by APRIL Hong Kong Limited.
9th Floor, Chinachem Hollywood Centre, 1-13 Hollywood Road, Hong Kong